Qualifying policies must have a minimum face value of $100,000. Many companies will only purchase policies with face values of $250,000, and provider companies tell us that they most frequently buy policies with face values from $1 million to $10 million. Insured men who are 75 plus and women who are 78 or older are more likely to get solid purchase offers,”
says Buckley. She notes that life settlements can work for any type of policy, even term insurance.

Anyone who owns a life insurance policy that insures someone 65 or older, especially when that policy is no longer wanted or needed, can use the life settlement process to get a real current value. Policies owned by a trust, a business, a charitable institution, or by individuals all can be sold.

To find out if your qualify or to ask question to a Life Settlement Professional call toll free 1-888-973-8377

Life Settlements, also known as Life Insurance Settlements and Senior Life Settlements, are quickly becoming a financial planning tool. If you haven’t taken the time to review and have your life insurance policy evaluated, now is the time.

Life Settlement Pro will work to get the highest payout for your policy, up to 5 times the cash surrender value. Do not let your policy lapse with contacting us. Financial planning is always changing, now is the time to see how your life insurance asset can work for you.

Fill out our online policy evaluation form, or call 1-888-973-8377 to speak with a professional.

Other new financial planning strategies include reverse mortgages, and single premium long term care.

Life Insurance Agents and Brokers

Agents, Brokers, and Financial Planners who sell and service life insurance policies or financial planning products should add life settlements to their comprehensive practice.

- What are the personal and business insurance needs of each insured?

- How long should coverage be maintained?

- If estate taxation is eliminated, how much coverage would be redundant?

- How much after-tax cash might each policy owner receive from Life Settlements?

- What additional investments or insurance could be purchased with Life Settlement proceeds?

- Should additional coverage be sought, before transacting a Life Settlement?

*If new insurance is needed, should single and joint life designs be considered?

- How much of any new coverage should be owned by a Trust?

Life Settlement Qualification
If the Insured is in average to excellent health, minimum age may be 65 to 70. Those who are terminally ill may be in their 30′s. Very few Funders purchase less than $100,000 of coverage. Carrier ratings must be “B” or higher.

Start a Life Settlement Transaction
To begin the appraisal process, call 1-888-973- 8377 or email to discuss about your client’s situation. We will provide an agent kit that will assist you and your client with the life settlement process. We will explore every point of concern, answer questions, and send you an appropriate application with instructions.