Life Settlement News

Policy Owner Life Settlement Benefits
- Purchase life insurance to cover estate taxes
- Estate size changes creating the need for a larger or smaller face value to cover taxes
- Fund new more cost effective coverage
- Fund a life product that better suits individual needs
- Purchase a survivorship policy
- Pay off a debt
- Funds for a charitable [...]

Qualifying policies must have a minimum face value of $100,000. Many companies will only purchase policies with face values of $250,000, and provider companies tell us that they most frequently buy policies with face values from $1 million to $10 million. Insured men who are 75 plus and women who are 78 or older are [...]

Life Settlements, also known as Life Insurance Settlements and Senior Life Settlements, are quickly becoming a financial planning tool. If you haven’t taken the time to review and have your life insurance policy evaluated, now is the time.
Life Settlement Pro will work to get the highest payout for your policy, up to 5 times the [...]

Life Insurance Agents and Brokers
Agents, Brokers, and Financial Planners who sell and service life insurance policies or financial planning products should add life settlements to their comprehensive practice.
- What are the personal and business insurance needs of each insured?
- How long should coverage be maintained?
- If estate taxation is eliminated, how much coverage would be [...]

Institutionally funded companies are now purchasing existing life insurance policies of seniors. In some cases, it can be for substantially more than the cash surrender value. The senior must be at least 65 years old. Other factors taken into consideration for purchase are face amount, premium amount, general health condition of the [...]