Life Settlement News

The bottom line is life settlements equal more money than seniors’ insurance company will give them, every time.
Underwriting begins after the broker receives the client’s medical records, a completed appraisal form, and a copy of the life insurance policy. Approximately two weeks after receiving this information the broker begins bid negotiation for seniors’ policy*. Within [...]

For many people, life insurance premiums become unaffordable or are no longer necessary. Life Settlement can provide the flexibility seniors need to make this valuable asset work FOR them.
Life Settlement solutions help seniors in selling their life insurance policy for a cash settlement. Unlike surrendering their policy with the insurance company, a Life Settlement can [...]

Life settlements are the opportunity to provide a highly profitable alternative to your clients that are over age 65, or those living with an illness. Also known as Life Insurance Settlements and Senior Settlements. Financial professionals all across the country are building a significant profit center by offering their clients life settlements. This can be [...]

Viatical Settlements can be used to eliminate costly life insurance premiums.
In addition to eliminating the payment of premiums, a typical Viatical Settlement from a viatical settlement company yields two to three times more money than by surrendering a Universal or Whole Life policy. Term policies have no cash surrender values at all. As a viatical [...]

As I reading some aritcles today, I noticed a tidbit of informaiton from a Lincoln Financial Group press release. This doesn’t give much detail but shows that Life Settlement industry is hurting their profit expectations. They are used to enjoying the high lapse rates of life insurance policies to bring in more profit.
With a [...]